Hi ,

The "Ring of Fire" Solar Eclipse known as an annular eclipse makes landfall in North America in the late afternoon today, starting at the California-Oregon border at 6:26 p.m. PT. ending in the area of Lubbock, Texas, around sunset at 8:36 p.m. CT. the event is the first of its kind to be visible from the mainland United States since 1994. The region won't see another such eclipse until 2023.

We owe the term "eclipse" to the ancient Greeks: ekleipsis means "failure," in the sense of something gone wrong.

Aaron A Day

One of the most common questions people write to Invest Offshore to ask is: what to do if a person is an American citizen and has been living and working abroad for many years? The International Plan we recommend is generally classified as a "402(b) retirement plan" under the US Tax Code.

You need an advisor that will take an active interest in the process of working with CPA's, Tax Attorney's and International Tax Consultants is to provide the Structure for an Employer sponsored non-qualified funded deferred compensation plan governed by the provisions of IRC § 402(b). US employees who participate in such a plan are taxed on the amount of the contributions made by the employer once the benefits are vested or are no longer subject to a substantial risk of forfeiture.

Our recommended advisor's are expert in Tax and Succession 402(b) Plans for USA person's working outside of the U.S.A. also they help Foreign Company's with Employees who are U.S.A. persons.

THE GOAL IS:

1. To provide for the Employee an Income Excludable Retirement Plan that is for the Employer a Tax Deductible vehicle.
2. To provide for the Employee an investment plan without Reporting burdens, Qualified Intermediary issues or Passive Foreign Investment Rule problems.

Here is an example of assets which can be held in a Foreign Employer Based International Retirement Plan (as a 402(b)).

• REAL ESTATE BOTH DOMESTIC AND FOREIGN
• REAL ESTATE INVESTMENT TRUSTS (REITS)
• LIMITED PARTNERSHIPS (Public or Private)
• GINNIE MAE MORTGAGE POOLS
• CASH-MONEY MARKET FUNDS
• DOMESTIC AND FOREIGN STOCKS, BONDS, and MUTUAL FUNDS
• FOREIGN CURRENCIES
• BANKABLE PRECIOUS METALS
• DOMESTIC AND FOREIGN HEDGE FUNDS
• IMPROVED REAL ESTATE
• PREVIOUSLY INVESTED HARD ASSETS
• MANAGED FUTURES
• OR, ANY OTHER IRS APPROVED ASSET

A foreign employer 401K would not allow for cross border contributions and a Solo 401k has contribution limits and restrictions.

In summary, this Foreign Employer sponsored International Retirement Plan has Greater Tax Advantages, Global Access to the World's Assets and Less Paperwork.

There are 3 US reporting rules:

• 3520 (a tax rule applying to any US person and not applying to a foreign bank or trustee)
• FBAR (not a tax rule but a bank account reporting rule applying to a US person)
• FATCA (a very broad tax rule applying to a foreign bank because it is a "Foreign Financial Institution")

If you are ready to open the doors to greater investment options for your retirement assets, or want more information contact us today

9.2%pa Olympic Sponsors Fixed Income Plan - Series 2 from Royal Bank of Canada (AA rated). Fixed Income of 9.2% pa (2.3% payable quarterly), 27.6% guaranteed over 3 year term, linked to 5 key Olympic Sponsors with High Capital Protection.

Underlyings:

• Visa (V. N, V UN Equity)
• Lloyds (LLOY LN Equity)
• ArcelorMittal (ISPA.AS, MT NA Equity)
• Bayerische Motoren Werke AG (BMWG.DE, BMW GY Equity)
• Cisco Systems Inc (CSCO.Q, CSCO UQ Equity)

Investment Highlights

• Invests in 5 Blue Chip stocks
• Fixed income of 9.2% per annum, payable quarterly, 12 payments of 2.3% p/q , 27.6% over 3 years
• 100% Capital returned as long as none of the stocks have dropped more than -50% at maturity (European Barrier)
• Income & Capital backed by AA- Rated RBC, one of the strongest financial institutions in the world
• No Annual Mgt Charge
• Available in 3 currencies £ $ €
• Term 3 years
• Daily liquidity by way of active Secondary Market for clients that wish to access capital early
• Available through all International Life Companies, Private Banks, Stockbrokers & Platforms
• Minimum Investment 10,000 £ $ €

Subscription period: 15th of May - 11th of June or earlier if fully subscribed.
ISIN codes:

• GBP: XS0784915661
• USD: XS0784915588
• EUR: XS0784915406

Write to us for a brochure on the Olympic Sponsors Fixed Income Plan.

The opportunity to become a citizen of Antigua and Barbuda is truly unmatched. A member of the British Commonwealth and world-class destination as evidenced by its growing international population over the last decade, thousands of international travelers visit annually and leave the islands harboring dreams of having a home here.

Citizenship of Antigua and Barbuda presents diverse benefits such as visa-free travel to over 120 countries including Europe and Canada, and the opportunity to reside in one of the most desirable destinations in the Americas. Relaxed, yet sophisticated, families can enjoy superior education amongst a mosaic of cultures, and the lifestyle is idyllic.

The Government will limit the number of citizenships available each year, and the program will be offered solely to select individuals who invest in approved tourism projects.

Papaya Hotel & Spa will be one of the first approved projects under the Citizenship Investment Program.

Currently Available Fifty five one- and two-bedroom hotel villas will be available for purchase from May 2012. Prices start at $759,000 USD.

How Does The Program Work?
The inaugural Antigua & Barbuda Citizenship Investment Program has been passed by Cabinet and will soon be accepting its first applications. The main criteria of the program are: Minimum $500,000 US investment in an approved property.

Background information and medical certificate required for a thorough security processing. If approved for citizenship, government processing fees will be required of $40,000 US per adult and $20,000 US per child. A final interview will take place in Antigua before citizenship is granted. Passports will be issued for a five-year period. There is a residency requirement of 150 days in Antigua & Barbuda during that five-years.

Invest Offshore is offering you the opportunity to be first to apply for the limited spaces in the new program through investment in Papaya Hotel & Spa villas in Rendezvous Bay, Antigua. Please email us to be added to the Papaya Hotel & Spa Villas reservation list.

You are invited to join us for The Truth and Lies radio show, hosted by R David Finzer, the president and CEO of the Capital Conservator Group, on the Overseas Radio Network 12PM to 2PM New York Time Monday-Friday. This informative 2 hour radio show is dedicated to revealing the truth and exposing the lies about:

• international living and expatriation,
• pitfalls and rewards of the PT (permanent traveler) lifestyle,
• offshore companies, trusts, foundations and other structures, asset protection

Submit questions to be answered on the"Truth and Lies" radio show.

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