Hi ,

Mothers Day here in Sao Paulo and the exuberance amongst the people is infectious and refreshing, however the masses have no-idea that this one of the last bastions of economic growth on the planet, everyone in Brazil is living like the party is just getting started.

Meanwhile, people in Europe and North America are becoming numb from the barrage of bad economic news. Even the best and brightest are failing at forecasting risk in the global bond markets. Storm clouds are gathering and it's time to seek shelter, it's time to invest offshore.

Aaron A Day

Now you can get the tax savings without using money via an ESOP (employee stock ownership plan). ESOP's also allow you to expense loan repayments, sale your business free of income taxes and create a tax loss by printing stock certificates.

If you are over 55, you get to use a "catch up" to increase your tax savings. Federal law classifies qualified retirement plans as asset protection trusts.

How does it work? for retirement plans with IRAs, 401(k), Profit-Sharing Plans and/or Defined Benefit Plans

Plans With IRAs

• Participant's retirement benefits based on participant's account balance
• Some plans may allow employees to contribute
• Depending on the type of plan, employer may be required to make annual minimum contributions
• Contribution limits of $5,000 to $50,0001, depending on the type of plan
• Depending on the type of plan, must cover some or all of the employees in all your businesses
• Easy to set up and operate
• No annual return required
• Annual nondiscrimination testing not required
• Little design flexibility
• No loans allowed
• Immediate vesting of all contributions

• Participant's retirement benefits based on participant's account balance
• May allow employees to contribute through salary deferrals
• Depending on the type of plan, employer may be required to make annual minimum contributions
• Contribution limits of up to $50,0001 or more if over 55 for a "catch-up contribution"
• Must meet minimum coverage tests but can exclude some employees
• More complex to set up and operate
• Annual return usually required
• May require annual nondiscrimination testing
• Greater design flexibility
• Loans and hardship withdrawals allowed
• May delay vesting of some employer contributions
• ESOP- employee stock benefit plans for non cash tax planning

• Higher annual retirement benefits possible, up to $200,0001 per year
• Must meet minimum coverage tests but can exclude some employees
• Simple to set up and operate
• Greater design flexibility
• Plan may hold International Real Estate and International Funds without PFIC restrictions
• May delay vesting of participants' accrued benefit

If you are ready to open the doors to greater investment options for your retirement assets, or want more information contact us today

With more than $1.5 trillion USD being traded daily, the foreign exchange market has become the world's largest financial market. Forex gives its traders a 24 hour trading opportunity and a major attraction is the liquidity. With almost 90% of all the currency transactions consisting of 7 major currency pairs, this is an asset class with enormous profit potential that you should be involved in.

Self-trading currencies are at best a very difficult proposition. Many forex investors do not have the time, experience or desire to trade in the forex market themselves. Being able to follow the market movement 24 hours a day is an essential part of the trading. Managed Accounts are created for investors with risk capital who do not necessarily want to trade on their own. We recommend a firm with excellent results.

Managed Account

• Professional traders focused on quantitative trading.
• Long-term business model, short term investment approach.
• Dedicated, robust risk management.
• Transparency.

Recommended managed Forex account services combine the highest level of account transparency and return on investments with a controlled level of risk. Utilizing the latest currency trading technologies with the highest degree of professionalism.

Portfolio Strategy

• Multi-model approach.
• Proprietary trading models identify and exploit short term price movements with discretionary risk management overlays.
• Operates in an un-crowded time frame.
• Robust risk management designed to control portfolio volatility and drawdowns.

Action speaks louder than words. This firm has back-tested performace records to verify thier past trading results. Request more information about our recommended managed FX Broker.

On the Bay of Budva, Montenegro

An exciting opportunity to invest in a 5-star hotel, conference centre and residential scheme in Montenegro, one of the world's fastest growing tourism markets

The business model involves the provision and financing of construction and design services, through sub contractors as necessary, in return for revenues generated from such projects. The Limited Partnership is seeking additional partners to capitalize the business opportunity. The Designated Members have identified an exceptional first opportunity in Budva, Montenegro to build a 5 star hotel and 161 luxury apartment complex.

The project represents an opportunity to share in a unique blend of fixed income returns and a contingent profit share from the 5-star hotel and luxury residential scheme.

A 25 year contract to manage the 5 star hotel is being finalized with the world's largest hotel group, Wyndham

The business plan offers an option to borrow up to 85% of your investment reducing cash investment to 15%

The residential scheme intends to partner with Registry Collection to offer a luxury hotel exchange program allowing access to hotels around the world with a personal concierge service

A casino license may be secured, giving access to further real estate and casino operations revenue

The site is within 15 minutes drive of an international airport

Montenegro is south of Croatia, is a country of approximately 650,000 people with 290 kilometers of undeveloped coastline, a narrow coastal plain, backed by the impressive black mountains of its name. The country became independent in 2006 and has leadership with a vision to create the Monaco of the Balkans - with a focus on luxury tourism. The first major international hotel chain to commit to the country is The Aman, which has opened on Sveti Stefan. Additionally, Six Senses, Four Seasons and Banyan Tree are also actively engaged on other development sites.

A market with little debt and little Western European exposure but one of the fastest tourism growth rates in the world. According to an independent report published by the World Travel & Tourism council, Travel & Tourism investment is estimated to rise by 16.4% per annum to reach €876.4m (or 50.8%) of total investment in 2021.

This Adriatic Project will be the first on the beautiful Bay of Budva and we strongly believe will become a major international tourist attraction.

Request an introduction to the project manager.

You are invited to join us for The Truth and Lies radio show, hosted by R David Finzer, the president and CEO of the Capital Conservator Group, on the Overseas Radio Network 12PM to 2PM New York Time Monday-Friday. This informative 2 hour radio show is dedicated to revealing the truth and exposing the lies about:

• international living and expatriation,
• pitfalls and rewards of the PT (permanent traveler) lifestyle,
• offshore companies, trusts, foundations and other structures, asset protection

Submit questions to be answered on the"Truth and Lies" radio show.

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