Dear ,

Antigua & Barbuda Citizenship Investment Program has been passed by Cabinet and will soon be accepting its first applications. The main criteria of the program are that you make a minimum $500,000 US investment in an approved property.

Papaya Hotel & Spa (see below) will be one of the first approved projects under the Citizenship Investment Program. Fifty five one and two bedroom hotel villas will be available for purchase from May 2012. Email me to be added to Papaya Hotel & Spa Villas reservation list.

Aaron A Day

The opportunity to become a citizen of Antigua and Barbuda is truly unmatched. A member of the British Commonwealth and world-class destination as evidenced by its growing international population over the last decade, thousands of international travelers visit annually and leave the islands harbouring dreams of having a home here.

Citizenship of Antigua and Barbuda presents diverse benefits such as visa-free travel to over 120 countries including Europe and Canada, and the opportunity to reside in one of the most desirable destinations in the Americas. Relaxed, yet sophisticated, families can enjoy superior education amongst a mosaic of cultures, and the lifestyle is idyllic.

The Government will limit the number of citizenships available each year, and the program will be offered solely to select individuals who invest in approved tourism projects.

Papaya Hotel & Spa will be one of the first approved projects under the Citizenship Investment Program.

Currently Available Fifty five one- and two-bedroom hotel villas will be available for purchase from May 2012. Prices start at $759,000 USD.
How Does The Program Work?
The inaugural Antigua & Barbuda Citizenship Investment Program has been passed by Cabinet and will soon be accepting its first applications. The main criteria of the program are: Minimum $500,000 US investment in an approved property.

Background information and medical certificate required for a thorough security processing. If approved for citizenship, government processing fees will be required of $40,000 US per adult and $20,000 US per child. A final interview will take place in Antigua before citizenship is granted. Passports will be issued for a five-year period. There is a residency requirement of 150 days in Antigua & Barbuda during that five-years.

Invest Offshore is offering you the opportunity to be first to apply for the limited spaces in the new program through investment in Papaya Hotel & Spa villas in Rendezvous Bay, Antigua. Please email us to be added to the Papaya Hotel & Spa Villas reservation list.

Lapis Asset Management offer 5 distinct fund products, designed to meet your individual risk-tolerance, such as: Extra Conservative Portfolio, Conservative Portfolio, Balanced Portfolio, Core Portfolio, and Aggressive Portfolio. A complete brochure is available upon request.

Lapis Core Portfolio
Description
The strategy invests globally in four main asset classes - equities, bonds, real estate and commodities - in equal proportions i.e. 25% in each asset class. The allocations of these asset classes are monitored quarterly and syste-matically rebalanced to the original 25% allocation, irrespective of performance during the period. The portfo-lio is available in the following reference currencies: USD, EUR, GBP, CHF, SGD & YEN.

Core Portfolio

The expected average annual return is 8-10% with a volatility of 9%.

Lapis Asset Management, Ltd. are a Swiss Limited company regulated by the Swiss Association of Asset managers / SAAM. Lapis Asset Management offers its Lapis CORE Portfolio approach to high net worth and institutional clients. Based in Lugano, Switzerland, the firm operates two principal business units: Lapis Core Portfolio and Lapis Wealth (Bespoke Fiduciary and Asset Management Services). Request a brochure from Lapis Asset Management.

A one-of-a-kind property overlooking one of the Caribbean's great beaches in the middle of a National Park, and on top of the access this investment gives you to the Antiguan Citizenship Investment Program, the villas of Papaya Hotel & Spa promise to be an excellent operating business model.

In Antigua, the home of the Caribbean high-end boutique hotel, a world-class land developer and proven top boutique hotel operator are creating something that can only happen once. With a site that has been held and treasured for four generations and this level of international expertise, the Papaya Hotel & Spa development has a vision of creating the quintessential Caribbean hotel experience in the broader Rendezvous Bay National Park community.

Project developer Brian Dobbin has twice won the UK's prestigious Bentley International Property Award for Best International Development from hundreds nominated worldwide and hotel developer and operator Angelo Zaragovia was publicly thanked by the President of Costa Rica for the impact his hotels have made on Costa Rican eco-tourism.

From the low density and sensitive placement of structures, to the organic farm and nature reserve that sits below the hotel and backing onto world famous Rendezvous Beach, the development team for Papaya Hotel & Spa has strived to create a plan that will guarantee the boutique hotel's position as a classic destination in the future, and seamlessly weave its location as the centre of the Rendezvous Bay national park land.

Rendezvous Bay Real Estate Corporation is a partnership of the Walter family of Antigua and Brian Dobbin's Elmsbridge Property International, and will be developing Papaya Hotel & Spa, a joint venture with Angleo Zaragovia.

Fifty five one- and-two bedroom villas will be operated on behalf of international owners in the Papaya Hotel operations, and 50% of the net revenue of these villa rentals will be distributed amongst the owners in a pool.

For a detailed overview of the proposed hotel operations and an estimate of performance for the pool of operating villas, including financial projections, as well as a biography of the Papaya Hotel & Spa development team, please contact us.

The Karatbars group based in Germany, Belize and Thailand are bank-independent trading houses for merchandise and precious metals, especially Gold bullion in the form of a card in small denominations.

Karatbars International is an Internet trading company and its products are shipped worldwide to an expanding list of countries. They offer one of the most extraordinary range of products on the market. "Atasay Sanayi Ve Ticaret AS Kuyumculuk" of Turkey are the producer and supplier of the one-gram gold bars of the brand "ATAkulche".

Karatbars International is listed with the London Bullion Association Market (LBMA).

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