Hi ,

I'm often asked for my opinion on matters of investment and my thoughts on owning precious metals? The only advice I've ever felt confident to pass along, was that to buy and hold foreign real estate was a good idea, if you were prepared to live on, or develop the property at some future date. Also, I'm bullish on arable land because people are always going to need food. However, as to questions pertaining to precious metals? I revert to a favorite quote:

It is the mark of an educated mind, to be able to entertain a thought without accepting it. ~ Aristotle

It's nice to entertain thoughts of a return to a gold standard and for me, even more entertaining, to investigate gold anti-trust evidence, Fort Knox conspiracy theory, or central bank gold market manipulation. Also, the reports of TBTF U.S. Banks holding massive naked short positions in silver, is very compelling. All the hubris aside, it's clear to me according to historical market data, that there has never been a better time, or reason, to invest offshore in silver.

Please do not consider my thoughts (that silver has hit a bottom) to be investment advice.

Aaron A Day

The future tax landscape is clouded with problems for U.S. taxpayers. The expiration of the Bush tax cuts at the end of 2012 (before any actual tax reform) will result in an immediate tax increase for high net worth investors. The top marginal tax bracket for American's will increase to 39.6 percent.

The addition of the new Medicate tax will increase this to 43.4 percent for high net worth individuals. The long term capital gains rate will increase to 20 percent. The Medicare tax will increase this to 23.8 percent. Additionally, most states tax long term capital gains rates as ordinary income. As a result, most investors will be looking at a combined rate for long term capital gains rate of 27-30 percent.

High net worth investors in New York and California are facing combined income tax rates in excess of 50 percent. Additionally, a Millionaire's tax of 5.6 percent is being considered that will bring the total federal rate to 49%.

On the estate and gift tax front, rates will increase to 55 percent with the exemption being decreased to $1 million per taxpayer. The President's budget proposal calls for an exemption equivalent equal to $3.5 million. It is questionable if any tax changes are made before the 2012 Presidential election.

The prospects for corporate tax reform are also very high. It is well publicized that most multi-national corporations pay far less than the highest marginal tax bracket of 35 percent.

Invest Offshore for Tax Solutions

• Go offshore without need of a tax accountant or an attorney.
• Go offshore without need of a Foreign Financial Institution
• Be transparent to the IRS and easily translated to the IRS in all of your offshore investing
• Go offshore with Simple IRS tax calculating and tax filing
• Access to investments globally, both domestic and foreign without being rejected by the investment or product provider
• Don't invest in or be a PFIC (passive foreign investment company)
• If you don't need the pure insurance protection then an PPLI is terribly expensive!
• A DVA or Fixed Annuity locks you in (Deferred Variable Annuity or Fixed Annuity)

Keep in mind:

• A Retirement Plan can not purchase a Life Insurance Policy
• An IRA LLC is not a 402(b)
• Borrowing money from your life insurance policy is a desperate act only. It is not a bank and you are not the banker!
• Keep you money safe from bank, bankers and jurisdictional control.
• Don't purchase offshore investments in jurisdictions which are not Regulated, Registered, Recognized as being protected by governance and police.

Finally, for Bankable assets the structures that most offshore attorney's will offer, stinks up the Tax Man and puts you up as a tax evasion target! The planning need for legal tax structures which provide for tax-deferral, not just for American's but all G20 citizens, is very high.

For a free, no-obligation, estate and wealth planning consultation, contact us today.

1 Year 9% p.a. Income Note on Energy Companies

Commerzbank AG long term rating: A3 (Moody's) / Long Term Ratings: A (S&P) / Fitch A+

Product Type: Reverse Convertible Note, linked to a basket of companies in the oil production sector.

Benefits: Fixed Income of 9% (2.25% paid quarterly), 1 Year Term, Linked to 4 Select Energy Stocks with High 50% Capital Protection Barrier. 2.25% coupon per quarter (9% p.a.). Regular coupon payments are made and are not conditional on the stock performance 50% Barrier on the worst performer observed at maturity.

Underlyings:

• BP Amoco ( BP LN Equity)
• Chesapeake (CHK UN Equity)
• Chevron (CVX UN Equity)
• Exxon Mobil (XOM UN Equity)

Key Points:

• Invests in 4 Blue Chip stocks
• Fixed income of 9%, payable quarterly, 4 payments of 2.25% p/q
• 100% Capital returned as long as none of the stocks have dropped more than -50% at maturity (European Barrier)
• Income & Capital backed by A rated Commerzbank, one of the strongest financial institutions in the world
• No Annual Mgt Charge
• Available in 3 currencies £ $ €
• Term 1 Year
• Daily liquidity by way of active Secondary Market
• Available through all International Life Companies, Private Banks, Stockbrokers & Platforms
• Minimum Investment 10,000 £ $ €

Subscription period: 19th of June - 16th of July or earlier if fully subscribed. Note: For Professional Investors Only.

ISIN codes:

• GBP: XS0797039665
• USD: XS0797042966
• EUR: XS0797040168

Request a Commerzbank AG investment overview fact sheet.

Located only 37 miles from Fortaleza you'll find Barra Nova. Here the environment is pure, daily life is tranquil, and the investment potential tremendous. This is truly a special piece of paradise and is perfect for either a land banking investment strategy or if desired, would be an idyllic spot in which to build a holiday home. Whether for investment or lifestyle, you can't go wrong with your purchase in Barra Nova. Oceanfront plots on this beautiful wide sandy beach are for sale from an incredible $12,500 USD.

Investment Snapshot:

• A very unique opportunity to buy oceanfront property at incredibly low prices
• Barra Nova is only 37 miles east of the vibrant metropolis of Fortaleza yet a world apart
• Close to the international airport, the first golf course in the state and the largest water park in South America
• Perfect for either a land banking investment strategy or a beautiful spot to build a holiday home
• Fortaleza's real estate and development boom is attracting big money players from around the world
• Wealthier Brazilians means more domestic tourists and higher values for oceanfront property
• The Financial Times considers Brazil to be a "safe investment destination that is unlikely to falter"
• The current housing deficit in Brazil is staggering, making property an excellent investment for the future
• Demand for quality rental accommodations is high, with net rental yields often exceeding 10%
• Only $12,500 per oceanfront lot with prices set to double once the infrastructure is installed

Write for more information about beachfront lots in Brazil.

You are invited to join us for The Truth and Lies radio show, hosted by R David Finzer, the president and CEO of the Capital Conservator Group, on the Overseas Radio Network 12PM to 2PM New York Time Monday-Friday. This informative 2 hour radio show is dedicated to revealing the truth and exposing the lies about:

• international living and expatriation,
• pitfalls and rewards of the PT (permanent traveler) lifestyle,
• offshore companies, trusts, foundations and other structures, asset protection

Submit request for an interview on the"Truth and Lies" radio show.

I/O Home