Hi ,

Luxembourg has established double taxation treaties with 64 other countries, and one of its most recent tax treaties was signed between Luxembourg and Germany in April 2012. A Luxembourg financial holding company, also known as a Soparfi, is a specific type of corporation that is incorporated in Luxembourg, and is subject to the tax-related benefits set forth in Luxembourg's corporate law. We recommend taking advantage of double tax treaty agreements, proven to be a powerful asset protection technique.

Our advisors can assist you in establishing operational entities in Luxembourg for tax planning purposes, these types of corporate structures enable a company to be registered in one location, and have their operational headquarters in Luxembourg. In being domiciled in Luxembourg but registered in the US, the company can effectively avoid paying the US's current 40% tax rate, and instead be subject to Luxembourg's applicable tax charges. Thus providing your company greater opportunity to grow, invest and increase in profits.

Advisors provide Professional Indemnity Cover mandatory and they do not hold client accounts, nor accept payments directly from you. Contact us today for a no-obligation, introductory consultation.

Aaron A Day

Most people just don't understand the difference between deposits with a bank and deposits with a life insurance company. Many believe that all financial institutions are generally structured in the same way and face the same business risks, however, this is not the case.

The two key risks for banks are:

1. Lending risk (loans not repaid/ defaults)
2. Funding risk (proportion between customer deposits and external funding)

Life companies accept premiums...and with foreign life companies it is possible to have ZERO of that premium going to the cost of "pure insurance coverage" meaning policyholder assets are invested, ring fenced and protected with a separate account and all premiums, 100% goes directly into the investments that the client selected:

1. Assets held in a custody are legally segregated from the custodian and cannot be used to cover liabilities of the custodian AND in any event
2. There is no leverage, derivatives, no loans, no liabilities for non-life coverage policies.

A key difference between an insurance company and a bank from a regulatory standpoint is that a bank is not required to hold the full amount of its deposits at all times.(but they can use these funds to lend out to other customers). In other words the bank's deposit liability to repay its depositors their money on demand is not matched 100% with assets.....in fact that is the current banking problem...nobody knows the banks true liability.

The fact is, that there has never been a "Run" on Life Insurance companies! There have been many "runs on banks".

An Insurance company is required to hold all the assets underlying its policies at all times plus an additional amount for solvency margin. Example one insurance company we recommend has 5 times more capital than all the assets being held for their policyholders.....therefore, there is no counterparty risk!

In addition, many Governments have Investor Protection for Life Insurance Policies assets to 100% while banks have some limited capital sum or none! Example. Swiss Banks provide no investor protection for assets other than the banks own time deposit accounts.

Take action! Contact us to learn more about private placement life insurance (PPLI) or variable unit-linked (VUL) life insurance.

Are you tired of the stock market whiplash? Are you looking for a lower risk investment, but bonds can't beat inflation, and high dividend stocks are too volatile? It is time to think outside the box for wealth creation.

We recommend a legal financing fund that many of investors have found very attractive. This fund provides capital security and consistent principle growth, which is uncorrelated to the financial markets, property prices or interests rates. The fund achieves capital appreciation by providing short term fixed rate loans to UK law firms, working on a no-win, no-fee basis. Loans are repaid when the case settles or in installments.

To provide a high level of security to investors all loans are fully insured against non-repayment by third party insurance agencies. The fund has no entry fee, no exit fee, and no lock-in period. The fund is available in GBP, EUR, USD, AUD, CAD, & CHF and is a great tool for clients in seek of currency diversification. The fund targets an 11% return and the minimum investment of $40k USD.

The AUD, CAD & CHF share classes are now open for investment and the CAD fund has received its first investments.

Loans
All of the Unenforceable Credit Agreement loans and the specialist Road Traffic Accident case loans have been repaid and the council house tenant "Right to Buy" loans are also starting to be repaid.

So if you are tired of the whiplash of the stock market, or frustrated with the minimal returns on bonds, get the peace of mind, and capital appreciation you have been looking for.

Request a prospectus including investment risks, fees and objectives.

Papaya Hotel & Spa is a keystone project in the development of Rendezvous Bay, a National Park protected site on the south coast of Antigua, West Indies

The government of Antigua & Barbuda and the principals of Rendezvous Bay Real Estate Corporation (RBREC) have worked together over the last two years to create this citizenship investment opportunity

With a minimum investment of $500,000 US qualified investors will be eligible to apply for Antigua & Barbuda citizenship, a British Commonwealth country, and applicants will undergo thorough background and medical checks

The inaugural Antigua & Barbuda Citizenship Investment Program (CIP) will require a maximum residency of 150 days over a five-year period after citizenship is granted to successful applicants prior to a renewal of passports for the investor and his/her family

Over 80% of the Antigua & Barbuda GDP is tourism based and the country is the home to top Caribbean luxury boutique hotels and also attracts high profile and celebrity residents from around the world

The boutique hotelier Angelo Zaragovia chosen by RBREC for Papaya Hotel & Spa has shown a consistent ability over the last two decades to create profitable and environmentally sensitive resort hotel operations

Each Papaya Hotel & Spa villa will be accompanied by freehold title to land perched above the famous Rendezvous Beach and the property values in Antigua and Barbuda were the fastest growing in the world prior to the 2008 economic crisis (Knight Frank & CITI Private Bank Annual Wealth Report 2008)

The Rendezvous Bay project encompasses land held privately for three generations despite over 60 years of development purchase proposals

The developer of the Rendezvous Bay project has twice won the prestigious Bentley International Property Award in the last ten years for Best International Development from several hundred projects nominated worldwide

Request more information about the Investment Citizenship program in Antigua & Barbuda.

In 2008 the world experienced one of the greatest financial turmoils in modern history. Markets around the world started crashing, stock prices plummeted, and major financial institutions, once thought to be invincible, started showing signs of collapse. Governments responded quickly, issuing massive bailouts and stimulus packages in an effort to keep the world economy afloat.

While we're told that these drastic measures prevented a total collapse of our system, a growing sense of unease has spread throughout the population. In the world of finance, indeed in all facets of modern life, cracks have started to appear. What lies ahead as a result of these bold 'money printing' measures? Was the financial crisis solved, or were the problems merely 'kicked down the road?'

Watch - End of the Road: How money became worthless (documentary).

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