Hi ,

I wish there was some way to talk about the "why" to invest offshore, without sounding like a fear-induced sales pitch, also I vowed to avoid negative or fearful dialog in this newsletter. So, I'll just say this: there has never been a better time to invest offshore, and for anyone who has money parked offshore; there's never been a more critical time to get expert advice on where to keep it.

We currently have asset protection solutions for Canada, USA, China, most of the S.E. Asian countries, all of the E.U. Countries and we're expecting to hear from a foreign tax-attorney on Ecuador, Panama and Brazil. Our purpose, is to share this information with you, in order to help you invest offshore.

Aaron A Day

Financial benefits
Privacy Banking Access to the World's Leading Banks and Financial Institutions as a Nominee Account. Meaning not in your name. Offers a simple way of confidentially holding any bankable asset in one asset protected legal wrapper without the need of a tax consultant, the burden of paperwork or the management associated with direct investments. Possibility to transfer existing bankable assets "in specie"

"Multi-currency" features

• Internationally Recognized and Legal way of holding assets in a tax-neutral environment.
• "Transportable" contract
• Easy to implement
• No Tax Reporting
• Legally Avoids Estate Tax and Probate

Request more information.

(AA- Rated) Fixed Income of 8% pa (2% payable quarterly), 24% guaranteed over a 3 year term, linked to the performance of 5 Blue Chip Stocks with High Capital Protection 50% European Barrier

Underlyings:

• Adidas (ADS GY)
• ArcelorMittal (MT NA)
• BMW (BMW GY)
• Cisco Systems (CSCO UQ)
• Swatch (UHR VX)

Key Points:
· Invests in 5 Blue Chip stocks
· Fixed income of 8% per annum, payable quarterly, 12 payments of 2% p/q, 24% over 3 years
· 100% Capital returned as long as none of the indices have dropped more than -50% (European Barrier)
· Income & Capital backed by AA- Rated RBC, one of the strongest financial institutions in the world
· No Annual Mgt Charge
· Available in 3 currencies £ $ €
· Term 3 years
· Daily liquidity by way of active Secondary Market for clients that wish to access capital early
· Available through all International Life Companies, Private Banks, Stockbrokers & Platforms
· Minimum Investment 10,000 £ $ €

Subscription period:
29th of February 2012 - 5th of April 2012 or earlier if fully subscribed

ISIN codes:

• GBP: XS0754592201
• USD: XS0754592110
• EUR: XS0754592383

Request more information 8%pa Olympic Sponsors Fixed Income Plan from Royal Bank of Canada.

Did you know that there can be something like 15 million eligible QROPS and SIPP people in the world which could translate into GBP 1.5 trillion of transfer values? If you are a UK expat and foreign nationals who has worked in the UK at some point in your life you may be eligible.

1. Did you ever work in the UK (or Ireland)?, and
2. Did you contribute to a pension scheme in the years that you spent in UK or Ireland?

Avoiding paying tax on pension income - Many QROPS jurisdictions only apply tax on QROPS income received by local residents and non-residents are exempt. The same rule must now apply to everyone. We think HMRC is effectively trying to force jurisdictions to apply local tax to non-residents. A non-resident would be able to claim back the tax if there is a double tax treaty, but HMRC will be satisfied the pension income is being taxed somewhere.

Request a free pension evaluation from a qualified adviser.

Vilcabamba, Ecuador is located in the mountains of Southern Ecuador at 6,000 ft. elevation. The climate is perfect upper 60s to low 80s all year round. Vilcabamba is a charming, beautiful small town whose residents are said to often live to over a hundred years old. The Vilcabamban people are friendly, kind and a pleasure to be around. There is also an active extranjero/expat community there, good restaurants and an organic food market.

Locals of Vilcabaman assert that it is not uncommon to see a person reach 100 years of age and it is claimed that many have gotten to 120, even up to 135, which would make it an area with the oldest inhabitants in the world. It is often called the Valley of Longevity.

Loja is a delightful small city an hour's drive away where you can buy modern conveniences and have a more cosmopolitan experience if you want. The lots are fifteen minutes drive from the Vilcabamba townsquare ($1.00 or 2.00 taxi ride) and range from an acre to two and half acres, ½ to 2 hectares but if you want more land you can buy two or more contiguous pieces. The lots are divided from each other by the lay of the land so that each lot/homesite has privacy from the others. These lots overlook a huge valley and the views are stupendous.

Request an introduction to our agent in Ecuador.

The Karatbars group based in Germany, Belize and Thailand are bank-independent trading houses for merchandise and precious metals, especially Gold bullion in the form of a card in small denominations.

Karatbars International is an Internet trading company and its products are shipped worldwide to an expanding list of countries. They offer one of the most extraordinary range of products on the market. "Atasay Sanayi Ve Ticaret AS Kuyumculuk" of Turkey are the producer and supplier of the one-gram gold bars of the brand "ATAkulche".

Karatbars International is listed with the London Bullion Association Market (LBMA).

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